Here is a dental end of year detailed summary with highlights as well. Tara Johnson This email may contain confidential and privileged information for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient please contact the sender and delete all copies. ________________________________ From: Jan Mock <jmock@novoconnection.com> Sent: Wednesday, January 10, 2024 9:56 PM To: Tara Johnson <tjohnson@netroopers.org> Subject: Delta Dental December Report OK, out first year seems to be going well!!! Claims are well below what you paid when you were with Meritain without a definite network, and they got discounts when and wherever they could. Average monthly claims paid per month in 2022 were $41,961, and in 2023 they were $30,135. You never set up a reserve account for the dental plan, and as of December 31 you should have $57,607. My recommendation is $60,270 (at 2x monthly average claims). Being more aggressive, it would be $75,338 (2 ½ monthly average). In other words, I think your plan is running great! 331 Members utilized PPO Providers where we get the greatest discounts / 426 utilized Premier Providers / 166 members utilized OON Providers Unfortunately, due to your multiple locations we don’t have much control over the network. Please let me know if you would like to discuss further. Hope you and your family are having a Great New Year!!! Thank you Jan Jan Mock / Director of Ancillary Lines Novo Connection, LLC (303) 250-7791 (cell) 11755 E. Peakview Ave., Suite 250 Englewood, CO 80111 The information contained in this message and any accompanying attachments may contain privileged, private and/or confidential information protected by state and federal law. Penalties may be assessed for unauthorized use and/or disclosure. This message and any attachments are intended for the designated recipient only. If you have received this information in error, please notify the sender immediately and return or destroy the information. This e-mail transmission and any attachments are believed to have been sent free of any virus or other defect that might affect any computer system into which it is received and opened. It is, however, the recipient's responsibility to ensure that the e-mail transmission and any attachments are virus free, and the sender accepts no responsibility for any damage that may in any way arise from their use.